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Response of Mexican life and non-life insurers to the low interest rate environment.
Reyna, Ana M; Fuentes, Hugo J; Núñez, José A.
Afiliação
  • Reyna AM; Banco Santander México, Carretera Mexico Toluca 3625, 05000 Mexico City, Mexico.
  • Fuentes HJ; Tecnologico de Monterrey, CCM, Mexico City, Mexico.
  • Núñez JA; Tecnologico de Monterrey, CCM, Mexico City, Mexico.
Geneva Pap Risk Insur Issues Pract ; 47(2): 409-433, 2022.
Article em En | MEDLINE | ID: mdl-33679111
The purpose of this research is to examine whether insurers have improved their economic performance through efficiency as a reaction to the prolonged period of low interest rates. The results of an analysis of 22 years of data, using a two-stage data envelopment analysis approach (DEA), show that there is an inverse relationship between efficiency and interest rate. The non-life insurance group had a superior level of efficiency compared with that of the life insurance group. It seems that life insurance companies, to some extent, transferred their inefficiency to customers to maintain their solvency. Additionally, this research shows that companies with substantial market power and bancassurance exceeded the performance of the rest of the industry.
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Texto completo: 1 Coleções: 01-internacional Base de dados: MEDLINE País/Região como assunto: Mexico Idioma: En Revista: Geneva Pap Risk Insur Issues Pract Ano de publicação: 2022 Tipo de documento: Article País de afiliação: México País de publicação: Reino Unido

Texto completo: 1 Coleções: 01-internacional Base de dados: MEDLINE País/Região como assunto: Mexico Idioma: En Revista: Geneva Pap Risk Insur Issues Pract Ano de publicação: 2022 Tipo de documento: Article País de afiliação: México País de publicação: Reino Unido