A case study was undertaken to assess the risk of sewage-irrigated soils in relation to the transfer of trace elements to rice and wheat grain. For this purpose, peri-urban agricultural lands under the Keshopur Effluent Irrigation Scheme (KEIS) of Delhi were selected. These agricultural lands have been receiving irrigation through sewage effluents since 1979. Sewage effluent, groundwater, soil, and plant (rice and wheat grain) samples were collected with GPS coordinates from this peri-urban area. Under wheat crop, sewage irrigation for four decades resulted into a significant buildup of zinc (141 %), copper (219 %), iron (514 %), nickel (75.0 %), and lead (28.1 %) in sewage-irrigated soils over adjacent tube well water-irrigated ones. Under rice crop, there was also a significant buildup of phosphorus (339 %), sulfur (130 %), zinc (287 %), copper (352 %), iron (457 %), nickel (258 %), lead (136 %), and cadmium (147 %) in sewage-irrigated soils as compared to that of tube well water-irrigated soils. The values of hazard quotient (HQ) for intake of trace toxic elements by humans through consumption of rice and wheat grain grown on these sewage-irrigated soils were well within the safe permissible limit. The variation in Zn, Ni, and Cd content in wheat grain could be explained by solubility-free ion activity model (FIAM) to the extent of 50.1, 56.8, and 37.2 %, respectively. Corresponding values for rice grain were 49.9, 41.2, and 42.7 %, respectively. As high as 36.4 % variation in As content in rice grain could be explained by solubility-FIAM model. Toxic limit of extractable Cd and As in soil for rice in relation to soil properties and human health hazard associated with consumption of rice grain by humans was established. A similar exercise was also done in respect of Cd for wheat. The conceptual framework of fixing the toxic limit of extractable metals and metalloid in soils with respect to soil properties and human health hazard under the modeling framework was established.