BACKGROUND: In 2003 major reforms of the public pension system in Denmark were implemented. The aim was to reduce the number of early retirees. Focus was changed from limitations to abilities and flexible jobs (flex-jobs) were introduced. However, the criteria for invalidity pensions (IP) in the private sector remained unchanged according to the policies. The aim of this study was to analyze the incidence of IP in a member owned pension fund-before and after the pension reforms. Furthermore we analyzed the distribution of diagnoses that led to IP and with which mortality these were related. MATERIALS AND METHODS: A prospective design was used. All the applications for IP in Finanssektorens Pensionskasse (FSP) in the period from January 1, 1997 to May 1, 2009 were registered continuously. In total, 317 persons were granted IP. RESULTS: Thirty percent of payouts were related psychiatric disorders, 18% were due to cancer and 52% to other somatic disorders. The mortality for cancer patients was significantly higher than those with other diagnoses. The incidence of IP in FSP was about one third compared to the background population. The incidence of IP peaked in 2001 and 2007 to 2009. DISCUSSION AND CONCLUSION: We were not able to detect any positive effects from the pension reform, and this corresponds with studies from the Danish public sector. The Danish pension reform was unsuccessful in reducing the number of early retirees, and created a new government supported group of flex-jobber. Future reforms need to coordinate politics and policies.
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Colección:
01-internacional
Base de datos:
MEDLINE
Asunto principal:
Política
/
Personas con Discapacidad
/
Ausencia por Enfermedad
/
Seguro por Discapacidad
/
Políticas
Tipo de estudio:
Observational_studies
/
Prognostic_studies
/
Risk_factors_studies
Límite:
Adult
/
Female
/
Humans
/
Male
País/Región como asunto:
Europa
Idioma:
En
Revista:
J Insur Med
Año:
2014
Tipo del documento:
Article
Pais de publicación:
Estados Unidos