RESUMEN
OBJECTIVE: The aim of the study was an analysis of changes in the legal institution of voluntary medical insurance program (and their possible consequences) in order to make proposals for the settlement of disputed issues. MATERIAL AND METHODS: Using the content analysis method 19 sources of regulatory legal documentation on the legal phenomena of voluntary medical insurance were studied, of which 6 are federal laws and the Code, 3 are Government resolutions of the Russian Federation, 7 are regulatory legal acts of federal executive authorities, 3 are other regulatory documents. In order to search for the primary material, computer databases of the legal reference systems ConsultantPlus, Guarantor and Pravo.RU were used. The depth of the study was 32 years. RESULTS: The considered legislative norms designed to establish legal, organizational, and economic principles in the field of voluntary health insurance, contain only general provisions without taking into account its specifics. CONCLUSION: It is necessary to consolidate the accumulated experience and start regulating the sphere of voluntary medical insurance by the Government.